Are you A Big Spender?
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Get your pen and paper and get ready to find out if you spend a lot, or you don't. ENJOY learning about your spending habits. Hope you're not like me.

1. You've just received your first pay cheque from your first job.
You immediately...

A) Arrange to open a saving account with a very good interest rate.

B) You keep about a quarter of the pay check, and put the rest in a separate bank account that you wouldn't dare to touch.

C) Apply for your first credit card and shop till you drop.




2 You went to see a show at the pay-what-you-can donation box
you give...

A) A loonie. I'm saving for my future.

B)The suggested donation of three dollars.

C) Twenty dollars. It's for a good cause, plus it's cheaper than the pants I fully dig.


3)You know you're in serious financial trouble
when...

A)The interest rate on your savings account falls below 4%. Yikes!


B) You can't figure out how you blew your entire last pay cheque

C) The credit bureau comes knockin'. Please, that'll never happen.


4) Your favourite store is having a sale of up to 80% off.You...

A) You realize the prices have been hiked up to look like the savings are amazing.They ain't getting my cash.


B) Realize that the savings are actually good, but you can't let that cashmere cardigan go for just !

C) Go wild and grab tons of outrageously cheap gear.You realized that you went overboard when you've spent over what you'd intend to spend!

Check below to see how you've done.


A's. You're definetly financially fit.You know exactly how to excert self-control when it comes to money and spending. Be careful though. It looks like you may be sacrificing social events and fun in an ongoing effort to save the almighty buck. Keep up your good saving skills, but don't be stingy to others.


B's. You've managed to strike a balance between spenting and saving. You understand that saving money is important, but so is rewarding yourself. You're well on your way to financial fitness. You Rock!

C's.You have issues with money to say the least. It seema that as soon as you get your hands on some cash, money you spend them almost immediately. You need to learn that saving money and restricting your spending is not a bad thing!

Check out these sites to learn about financial fitness.
www.buckinvestor.com
www.streetwhiz.com
illustrated by
www.EGRart.com